BLUE PLAN
The Blue Plan of Everyday Pensions
DESCRIPTION
It is a secured 3rd tier voluntary personal pension plan
for widows/Widowers/Divorce in the informal sectors to
contribute towards their pension contributions and save for
short to medium term needs as well.
• It has a lump sum min contribution of
GHC 2,000 and monthly regular min of
GHC 200 – 250
• Flexible payments of daily, weekly, or monthly
contributions
• Moderate Aggressive Fund
• The objective is to retire comfortably with
excellent returns. It will provide regular
income to cover expenses and maintain
ones lifestyle during retirement..

Target Market
People living abroad, Returnees both here
and abroad

FEATURES
• Pretax or After tax deduction
• Made up of two(2) accounts:
a) investment/savings account
that allows you to withdraw
for short to medium term
needs after five years of
contribution
b) A retirement account to be paid
when you retire with special
conditions under which
money can be paid to you
before retirement.

BENEFITS
• Professionally managed
• Provides income security
• Accessibility to Primary Mortgage
• Access to loans
• Tax advantages
• Lump sum payment or annuity payments
at retirement
• Accepts Rollovers from other schemes
• Earnings grow tax free
• Life Insurance (Optional)
• Medical Insurance (Optional)
• Quick benefit processing
• SMS alert
• Periodic member statements
• Inflation protector options
• Valued added services like free pension consulting